Rental Property Loans: What the Data Says About Approval Rates
One of the most significant changes is how lenders evaluate borrower eligibility. Unlike traditional home loans, rental property loans often require a higher credit score. The average credit score for approval in 2024 was 720. In 2025, lenders are tightening further, with approvals trending around a median of 735, based on data from national underwriters. Rental properties have long been a cornerstone of wealth-building, but 2025 is witnessing a sharp rise in the demand for rental home loan—and the data tells an interesting story. According to recent lending reports, applications for investment property mortgages are up 17% year-over-year, marking a major shift in how people approach real estate. To get more information visit here #loansonrentalproperty
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