Why has rent traditionally been excluded from credit reports

 Traditionally, credit bureaus (Equifax, Experian, and TransUnion) only collected data from lenders. Because verifying rental data from individual landlords is administratively difficult and costly, it was historically excluded. Today, while the bureaus are willing to accept this data, they still do not allow individuals to self-report. You cannot simply call a bureau and tell them you paid your rent; the data must come through a verified third-party channel. To get more info visit here #tenantcreditreporting https://innago.com/the-credit-hack-every-renter-should-know-in-2026/